Saturday, 27 January 2018

If you have Rs 10 lakh to invest ahead of Budget 2018, here are top 5 sectors to allocate money

There could be a correction at any point in time. Investors must be prepared. With every rise in stock prices, the chances of a sell-off also increase. This may be induced by some bad news.

  

There could be a correction at any point in time. Investors must be prepared. With every rise in stock prices, the chances of a sell-off also increase. This may be induced by some bad news.
Adverse budget proposals can dampen sentiment. More often than not, it is an event which is out of the blue which has not been visualised by the market.
Difficult to forecast the trend for 2018. There are many important events – State Elections, Budget, Change in RBI policy given that inflation has picked up and corporate earnings. Disappointment on any of these fronts could lead to volatility.
Domestic Money, Domestic Money, Domestic Money, Investing in Mutual Funds has become a national pastime. The problems will start when the Mutual Fund returns are negative and then panic will set in.
 It will be a populist budget no doubt about it. Investors should brace themselves for disappointment. Only hope that if Long Term Capital Gains is restored then STT on Delivery trades is reduced to the level of non-delivery trades. Otherwise, it will lead to double taxation.
Q) If somebody plans to invest Rs10,00,000 now – what would be your advise to him considering he is in the age bracket of 30-40 years?
Banks and NBFC – 35 %
Indian FMCG (including Liquor) – 20 %
Auto and Auto Ancillary – 10 %
Building Material – 15 %

Aviation / Retail/ Travel / Education etc. 20 %
We are in a multiyear Bull Market which will last for many more years. From time to time, stocks will run ahead of the fundamentals. We are at that point just now. For investing to be attractive, either the prices have to correct or fundamentals have to improve significantly; better than street expectations.
No sector is likely to gain from the budget. Agriculture sector will receive special attention but playing this as an investment theme is difficult given present valuations of companies which are rural focussed.
Investors should refrain from designing their investment strategy based on market capitalisation. Instead focus on growth, earnings visibility and reasonableness of valuation.
Domestic Consumer-facing businesses in BFSI, Auto, Building Material, Appliances, Aviation, Retail, Media, Healthcare, Education, Lifestyle businesses like liquor, gaming high-end big-ticket items.
MORE WILL UPDATE SOON!!

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